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What is a payday loan?

A cash advance is referred to as a short-term loan usually in the range of $100 up to $1,500. The full loan amount is expected to be paid back after your next paycheck, plus a fee for the cost of providing the service. After your application is accepted, most lenders can deposit the sum of money into your bank account the very same day. When the due date for your loan has approached, you can then pay back the company electronically, or you can write them a check for the amount.

What Is

This web site was built in order to help you find a payday loan lender that is reliable and trust worthy. After submitting your application, we’ll present it to our vast network of direct lenders. Then we’ll connect you with the company that’s willing to give you the money you need, for the lowest possible rates. By using, you can get the lowest possible rate for a cash advance without the headaches and hassle.

How much does a payday loan cost?

The cost of the loan and the interest rate will vary depending on both your application as well as the state you live in. The rates and terms are presented once you arrive at the lender’s website, after your application is submitted. Then you can accept the terms and conditions of the loan, or decide if it’s not right for you.

Is a direct lender?

No, we are not a direct payday lender. We simply provide a free service that helps people find the lender with the lowest possible rate in their area. Once you submit your application to us, we’ll ping dozens of different direct lenders to see who is willing to give you the best deal possible based on your circumstances.

What if I’m late on a payment or can’t pay the loan back on time?

Each lender is different, but it’s possible that you can generate additional fees if you send in a late or partial payment. Many companies can allow you to request additional time or an extension on your loan if unforeseen circumstances prevent you from paying back the loan fully on time. If you need more time, you’ll need to ask the lender for an extension before the due date of loan.

What hours is your service available?

Our website accepts applications every single day, at any time of day. But keep in mind that once your cash advance application is received, it may require additional time to verify your information and provide you with the funds you requested. This process takes place normally during business hours, and only on days when your particular bank is open for the amount to be deposited.

How much time do I have to pay back the payday loan?

Typically, loans are expected to be paid back on your next pay date. But you can also request an extension of your loan and most lenders will just charge you a small fee for doing so.

How do I receive the money?

For convenience and simplicity, most payday loan providers will wire the cash directly into your bank account for easy access. Since works with a large number of direct lenders, it’s possible to receive money in your bank the very same day as your submitted application.

How much money can I apply for?

You can request anywhere from $100-$1,500. The amount of cash you are approved for will depend on the information you supplied on your request. If you aren’t approved for the amount of money you need, some lenders may offer you a smaller loan until you gain a little bit of history with them.

Do you check my credit history?

Since is not a direct lender, we do not check your credit history at all. All we do is match your application to a company in our network with the hopes of finding you a fast and easy payday loan at the very lowest rate. Although it varies, some companies may prefer to do a credit check while others may search a consumer database such as Teletrack to verify your identity and/or review any past history with other cash advance companies.

Do I have to fax anything?

The application process on doesn’t require you to fax anything at all. But it is possible that once you’re matched with a lender, that they may ask for you to fax over information such as a paystub in order to verify your employment.